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  • Writer's pictureRicha Shetty

Who has the Cheapest RV Insurance in the US?

RV (Recreational Vehicle) insurance or, Travel Trailer Insurance or, Motorhome Insurance is similar to auto insurance: it covers you as a driver from damage or liability that you cause in an accident, and many insurers offer policies with roadside assistance in case of an emergency. Just like a normal vehicle, RV insurance is often required by law. Every RV insurance policy must have liability coverage while driving. Other coverage options include comprehensive (protection from theft, windshield damage, vandalism, acts of nature, or impacts with animals) for the RV itself, personal belongings coverage, and medical payments. In this article, we’ll help you find the cheapest and best RV insurance companies policy in the US in 2020. For maintaining the safety of your vehicles read Fleet Management Software & Maintenance Solutions

Who has the Cheapest RV Insurance in the US?

Cheapest RV Insurance Provider in the US:

1. Nationwide Insurance

Launched in 1926 and originally known as Farm Bureau Mutual Automobile Insurance Company, Nationwide is a Fortune 100 company that offers a range of insurance products, including for RVs, and has an A+ rating from the Better Business Bureau. We picked this insurer as having the best discounts because it offers a longer list than many other insurers, including home and auto, safety training, and claim-free discounts.


Rated A+ by the Better Business Bureau, Good Sam offers policies for both full- and part-time RV's. We chose this company as the best insurer for full-time RVers because aside from customized quotes online, you can sign up for a Good Sam membership to receive discounts from participating gas stations, Good Sam camping sites, your insurance policy, and more. The more time you spend on the road, the better your membership benefits are. Their coverage options are:

  • Collision

  • Injury

  • Full replacement cost

  • Storage option

  • Emergency expense

  • Personal effects collision

3. Erie Insurance

Erie Insurance came as the top-rated provider in J.D. Power’s Insurance Shopping Study and U.S. Auto Claims Satisfaction Study. The company received 5-star overall satisfaction ratings from customers in each study. It’s easy to bundle an RV insurance policy with your existing auto insurance policy through Erie.

Coverage options are

  • Medical payments

  • Collision damage

  • Towing and labor costs

  • Vehicle rental costs

  • Bodily injury

  • Property damage

Factors that may affect your RV Insurance Rates:

  • The type of motor you drive

  • The age and condition of your RV

  • Accidents and traffic violations

  • Your driving credit score

  • Your marital status

  • Usage for vacation or as a primary residence

  • The average number of days per year you intend to use the RV

Contact our Insurance Telematics Specialist today to know more about how Traxroot's Pay As You Drive (PAYD) can assist your company with Affordable RV Insurance at the cheapest price. We can help you set up a ready to market (PAYD) Insurance program in the US in less than 24 hours.


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